Job Description
Description
RESPONSIBILITIES #Ll-Remote
Underwrite consumer indirect and direct loan applications, review credit criteria, evaluate consumer credit bureaus, approve/deny consumer loans within limits of lending authority. Underwriter primarily works independently, but on occasion will review applications with a Level II Underwriter or Regional Indirect Manager
Provide underwriting support as needed to branch offices
Execute underwriting objectives within Indirect Lending Administration including underwriting policies, procedures and guidelines, centralized dealer management, ongoing due diligence, compliance and fair lending, service standards
Execute process to add new dealers and terminate dealer relationships
Monitor and analyze reports from CRIF related to dealer activity, volume and delinquencies
Establish working knowledge of competition in the indirect market
Communicate possibilities for continual improvement and business development to regional
Responsible for promoting indirect lending initiatives
Participate in identifying, measuring, monitoring, controlling and mitigating departmental and enterprise-wide risks
Maintain industry knowledge and complete ongoing training and development
Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
Deliver a consistent, high level of service within our Serving More standards
Other duties as assigned
COMPETENCIES
Interpersonal/Customer Service Skills
Written and Verbal Communication
Ability to understand and follow directions
Adaptable to change
Basic Computer Skills
Organizational Skills/Detail Oriented
Able to Multi-Task or Juggle Priorities
Problem/Situation Analysis
Strategic Planning and Decision Making
Ability to work as part of a team
SCHEDULE
This position is hourly and full time. A minimum 37.5 hours is required to maintain eligibility for full-time status. This position generally requires 40-45 hours per week. Responsibility can span seven days a week and include extended hours and selected bank observed holidays.
A flexible work arrangement is available for this position. The position will require some scheduled onsite hours. Please speak to the hiring manager for more information.
EDUCATION - CERTIFICATIONS - WORK EXPERIENCE
Bachelor's degree in finance, accounting, or business administration or equivalent work experience preferred
1-3+ years of prior experience with consumer lending preferred
Basic to intermediate knowledge of consumer lending policies, procedures, and regulations
Basic knowledge of other Park National Bank polices and procedures a plus
TRAVEL REQUIREMENTS
Regularly scheduled travel to dealers and Park National Bank affiliate offices is expected as well as participation in community events
Park National Corporation is an Equal Opportunity Employer. It is the policy of the Bank to hire well-qualified people. An integral part of this policy is to provide equal employment opportunity for all persons for employment. It is also part of our policy to recruit and administer hiring, working conditions, benefits, privileges of employment, compensation, training, appointments for advancement including promotions and transfers, and terminations of employment for all associates without discrimination because of race, color, religion, citizenship, national origin, sex, age, veteran status, or handicap.
