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Onsite - Work onsite all of the time

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Position range in Indianapolis-Carmel-Anderson, IN Metropolitan Statistical Area

$59k - $90k

Per year

Credit Officer The National Bank of Indianapolis Occupation: Credit Analysts

Location: Indianapolis, IN - 46204 Positions available: 1

Job #: 10680569 Work At Home option: No

Posted: 4/17/2024 Updated: 4/18/2024 Expires: 7/16/2024

Source: Indiana Career Connect Site: Indiana Career Connect

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Job Requirements

Job Properties

Job Description

Summary
The teammate is responsible for analyzing complex financial information and cash flow of existing and potential borrowing clients for purposes of approving or denying a loan request, presenting information in comprehensive documents with relevant financial data and narrative. The teammate is expected to act in a professional manner and within the accepted standards and practices of the industry, as well as within the Bank's Culture of Excellence.

Essential Functions

Analyze the financial condition and cash flow of borrowers; analysis to include identification of trends in financial ratios, analysis of balance sheet and income statement changes and trends, guarantor analysis and collateral analysis
financial statements into a common size spreadsheet utilizing financial spreading software
Present findings in comprehensive credit approval documents which outline the loan request and the financial condition of the borrower, including relevant financial data and narrative
Communicate with lenders and/or borrowers to obtain necessary information regarding the borrower
Assist lenders with structuring/underwriting loans
Assist Credit Operations Specialist as needed with updating borrower financial statement requirements and covenant requirements in tracking software
Assist Credit Underwriting Associate as they prepare financial statement spreads on behalf of the Credit Officer and under their supervision
Ensure Bank's loan policies are being followed, citing exceptions where needed
Maintain expertise in new and changing bank underwriting policies and regulatory guidelines
Perform quality control review of imaged documents

Required Education, Experience and Skills

College degree in accounting, finance, economics or business; a minimum of 6 hours of college-level accounting coursework required, including intermediate financial accounting
Minimum of 2-5 years of experience in credit analysis at a bank with assets of $1 billion or more; experience analyzing complex C&I borrowers with deal and/or relationship size between $2 million and $20 million
Exceptional ability to analyze and interpret all types of financial statements, formulate conclusions, and present findings in a narrative credit analysis
Experience analyzing borrowing base certificates and underlying assets comprising the certificate to determine if borrower is in compliance
Demonstrated ability to create, interpret and test borrower loan coven
Proven verbal and written communication skills, including the ability to convey information about a borrower's financial status in commonly understood terms
Demonstrated ability to think critically, make well-reasoned assumptions and solve problems
Experience with and strong working knowledge of standard computer applications, especially Word, Excel and Adobe Acrobat
High degree of accuracy and attention to detail
Strong initiative and ability to manage multiple lender requests, organizing and prioritizing tasks as appropriate; ability to work independently and meet deadlines
Demonstrated ability to work effectively with diverse individuals and work styles, including lending staff

Employer Research

The National Bank of Indianapolis
Is a Private Sector employer with 13 locations
http://www.nbofi.com/

Company Profile:
A Stable and Growing Employer
The National Bank of Indianapolis is the largest, locally owned, national bank in greater Indianapolis. Since opening our doors in 1993, we have grown from 18 employees to more than 300 employees. Our strength and success in serving the local market is directly attributable to our talented staff. With greater than 90% staff retention year after year, and with a highly competitive benefit package, our staff enjoy a sense of stability not always experienced in the general work environment. Benefits include but are not limited to: medical/dental/vision/life insurance, vacation, personal time, holidays, tuition assistance, 401(k), profit sharing, and wellness benefits.

Who We Are Looking For
The National Bank of Indianapolis has assembled our talented staff by hiring only the best, whether highly experienced professionals or those just entering the workforce. We are looking for those who are committed to delivering superior service to our clients and superior teamwork to their co-workers. Along with the relevant knowledge and experience, The National Bank of Indianapolis requires its employees to have both a high degree of professionalism and a commitment to excellence.

250-499 employees

Jobs from this Employer

See all jobs from The National Bank of Indianapolis

Location/Work Site Information

Address: 107 N. Pennsylvania Street, Indianapolis, IN 46204

Work At Home option:

Location/Work Site Industry (NAICS):

Finance and Insurance (52)

Compensation and Hours

Salary Range: Not Available DOE (Depends on Experience) Benefits Provided: 401K, Dental, Flexible Benefit Account, Holidays, Life Insurance, Medical, Profit Sharing, Sick Leave, Tuition Assistance, Uniform Allowance, Vacation, Vision Other Benefits: Not Available Full or Part Time: Full Time (30 Hours or More) Job Duration: Over 150 Days Type of Job: Regular

Day Shift

Evening/Swing Shift

Night/Graveyard Shift

Rotating Shift

Split Shift

Flexible Shift

12AM

12PM

Hours per Week:
Hours Not Specified

View what local employers are paying Credit Analysts

Work Experience

Minimum Experience Required: 24 months

Education and Training

Minimum Education Level Required: Bachelor's Degree

Required License/Certification: No

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Skills Required

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Occupation Information

Occupation:

Credit Analysts

Other Matching Jobs:

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Other Related Jobs:

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Job Distribution:

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Future Employment Outlook:

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Jobs Available

This section shows the number of job openings advertised online in Marion County, IN for Credit Analysts and for the related occupational group of Business and Financial Operations Occupations on May 16, 2024 (Jobs De-duplication Level 2).

This table contains Occupation, and Job Openings
Occupation	Job Openings
Credit Analysts	4
Business and Financial Operations Occupations	340

More flames means greater demand. Rankings are based on Indiana’s future job demand, wage level and current job posting data.

There were 4 job openings advertised online in Marion County, IN for Credit Analysts on May 16, 2024. There are also 340 job openings advertised online for the related occupation group of Business and Financial Operations Occupations in Marion County, IN on May 16, 2024.

Source: Online advertised jobs data. INDemand Ranking is developed by the Indiana Department of Workforce Development and is based on short and long term projected employment, growth openings, percentage change, real time labor market information and wage level.

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Personal Requirements

Knowledge:

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Abilities:

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Work Styles:

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Nature of the Work

Importance:

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Work Activities:

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Tasks:

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Working Conditions:

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Tools and Technology Skills:

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