In addition to Buffalo, NY, this role may also be hybrid based in our Bridgeport, CT or Williston, VT locations.

Overview:

Responsible for the review and reconciliation of monetary/reporting features related to Loan Participation/Syndication Administration and Processing, with a focus on more complex items, and effectively conveys pertinent information and issues escalations to all business stakeholders.

Primary Responsibilities:

• Perform detailed review of complex commercial documentation packages to monitor adherence to all laws, regulations, policies and procedures while creating and maintaining accurate system coding for accounting, billing and reporting.

• Research, resolve and respond to the most complex customer issues and provides guidance to the team on all issues.

• Ensures the timely and accurate execution of loan servicing and maintenance activities. Approve exceptions and make corrections as applicable.

• Ensures adherence to and keeps informed of laws, regulations, developments and trends in the commercial banking industry and maintains expertise in internal policies and procedures to continually identify necessary changes and updates to the systems and procedures to protect the asset quality of the organization.

• Aid in coordinating an efficient commercial loan closing and funding process including review for accurate documentation package for internal approval to close and onboarding into the bank’s systems.

• Monitor and review payments, advances, payoffs, rate changes, and other maintenance related to these transactions as well as complex non-accrual and charge-off transactions for portfolio. Calculates and processes manual periodic settlements of swinglines and sweep related transactions. Balances accrual, billing and general ledger accounts and systems. Maintains accurate accounting of all syndicated and participated loans.

• Works with customers, lending regions, internal departments, and other banks/investors to resolve syndication and participation differences, manually recalculating loan histories and splits to investors if needed.

• Assist and reconcile Syndicated Sales team with funding memo calculations and payoffs for existing deals. Validate wire funds for investors as part of closings and netted or incoming wires from participants.

• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.

• Promote an environment that supports diversity and reflects the M&T Bank brand.

• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

• Complete other related duties as assigned

Scope of Responsibilities:

This position works with minimal supervision and reviews complex commercial documentation. They will work with customers and other areas of the bank to resolve customer issues and will provide guidance as needed.

Managerial/Supervisory Responsibilities:

None

Education and Experience Required:

Bachelor’s degree and a minimum of 2 years’ related work experience, OR lieu of a degree, a combined minimum of 6 years higher education and/or related work experience.

Experience with Microsoft Office Suite, especially Word, Excel and Outlook

Excellent Math and Reading skills

Superior Communication and Customer Service Skills

Highly Organized

Ability to multi-task and re-prioritize as needed, without losing focus on all tasks

Preferred Experience:

Commercial loan customer service and/or commercial loan documentation experience

AFS Level 3 and/or AFS Vision system knowledge

Reconciliation/Accounting/Loan Document Review

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $60,890.34 - $101,483.90 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.