Job Summary –
Prepare and process primarily Consumer, Home Equity, and Mobile Home loans for all originators and lenders.
Essential Job Duties –
- Prepare loan documentation for all types of consumer loans being proficient using the document processing software and core system.
- Demonstrate a willingness to adapt to changing business needs and deadlines.
- Request insurance, appraisals, title work, and flood determinations.
- Verify adequate insurance coverage by completing the insurance workbook.
- Obtain loan payoff quotes and remit payoff proceeds for all loan types.
- Perform quality control on all types of consumer documents and communicate findings to the appropriate persons.
- Process documentation for Cancelled, Denied, and Withdrawn applications.
- Provide compliance data collection for HMDA, CRA, Reg O, and BSA.
- Maintain a proactive internal communication with Loan Processing Manager to enhance loan production and maximize the functionality of the loan processing systems.
- Work in coordination with Consumer Loan Underwriter and Indirect Lending to ensure that loan transactions are carried out within the assigned parameters of the bank.
- Maintain open communications with Loan Servicing.
- Support customer and banking center inquiries.
- Comply with and maintain working knowledge of applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Complete assigned compliance training essential to job function.
- Punctual and regular attendance is required.
Requirements –
- A high school diploma or equivalent.
- Previous consumer lending processing experience preferred.
- Knowledge of Microsoft Office software
Equal Opportunity and Affirmative Action Employer, M/F/Disabled/Vet